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Bonds & Fixed Income

Bond Price

The present value of a bond's remaining cash flows, discounted at the yield the market requires.

Formula Price = Sum of (Coupon / (1 + Yield) raised to t) + Face Value / (1 + Yield) raised to n
Unit

In depth

Because the cash flows are fixed, the only variable is the discount rate, which is why price and yield move in exactly opposite directions. A bond trades above par when its coupon exceeds the required yield and below par when it falls short, and it converges to par as maturity approaches regardless of where it traded in between. Prices are conventionally quoted per ₹100 of face value in the Indian government securities market rather than in rupees per bond. The size of the price move for a given yield change is what duration measures.

Worked example

A five-year 8% bond required to yield 9.23% prices at ₹950 on a ₹1,000 face value. If required yields fall to 7%, the same bond prices above par, because its 8% coupon is now better than the market offers.

Illustrative figures, chosen so the arithmetic is easy to follow. Not a live price and not a valuation of any company.

Educational reference only

This entry explains what “Bond Price” means. It is not investment advice and not a recommendation to buy or sell any security. Any numbers above are illustrative, not live prices, and nothing here predicts price direction or rates a stock. Consider your own circumstances and consult a SEBI-registered investment adviser before acting.