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Risk & Portfolio Management

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Sharpe Ratio Risk & Portfolio Management ratio (x, times) Return above the risk-free rate per unit of total volatility. Sharpe Ratio = (Portfolio Return - Risk-Free Rate) / Standard Deviation of Portfolio Returns Sortino Ratio Risk & Portfolio Management ratio (x, times) Return above a minimum acceptable return per unit of downside deviation only. Sortino Ratio = (Portfolio Return - Target Return) / Downside Deviation Standard Deviation Risk & Portfolio Management % A measure of how far a set of returns typically sits from their average. Standard Deviation = square root of the average of the squared deviations from the mean Strategic Asset Allocation Risk & Portfolio Management % A long-term target mix of asset classes based on objectives and risk capacity, held through market conditions. Test: target weights are set for the long term and changed only when circumstances change, not when markets move Stress Testing Risk & Portfolio Management % Estimating how a portfolio would perform under specified severe but plausible adverse scenarios. Test: apply a defined set of shocks to prices, rates, spreads and correlations, and compute the resulting portfolio value Systematic Risk Risk & Portfolio Management qualitative Risk affecting the entire market that cannot be removed by diversification. Test: the risk arises from factors common to all assets, such as interest rates, inflation, policy or global shocks