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Funds, ETFs & Index Investing

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ELSS Funds, ETFs & Index Investing qualitative An equity-linked savings scheme: a diversified equity fund with a three-year lock-in that qualifies for a tax deduction. Test: minimum 80% in equity, three-year lock-in per instalment, and eligibility under Section 80C of the Income Tax Act Equal-Weighted Index Funds, ETFs & Index Investing % An index in which every constituent carries the same weight regardless of company size. Weight of each Constituent = 1 / Number of Constituents Equity Fund Funds, ETFs & Index Investing qualitative A mutual fund investing at least 65% of its assets in Indian equity and equity-related instruments. Test: minimum 65% allocation to domestic equity, which also determines the scheme's tax treatment ETF Premium/Discount Funds, ETFs & Index Investing % The gap between an ETF's market price and the value of its underlying holdings. Premium or Discount % = (Market Price - iNAV) / iNAV x 100 Exchange-Traded Fund Funds, ETFs & Index Investing qualitative A fund whose units trade on a stock exchange throughout the day at market-determined prices. Test: units are listed and traded on an exchange, with creation and redemption in large blocks by authorised participants Exit Load Funds, ETFs & Index Investing % A charge deducted from redemption proceeds when units are sold within a stated period of purchase. Exit Load = Redemption Value x Load Percentage, applied if held less than the stated period Expense Ratio Funds, ETFs & Index Investing % The annual cost of running a fund, expressed as a percentage of its assets and deducted from the NAV. Expense Ratio = Total Annual Costs / Average Assets Under Management x 100