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Bonds & Fixed Income

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RBI Retail Direct Bonds & Fixed Income qualitative A Reserve Bank platform allowing individuals to buy government securities directly, without an intermediary. Test: the individual holds a Retail Direct Gilt account with the Reserve Bank and participates in primary auctions or secondary trading Reinvestment Risk Bonds & Fixed Income % The risk that coupons or maturing principal must be reinvested at rates lower than the original investment earned. Test: the realised return falls below the original yield to maturity because intermediate cash flows were reinvested at lower rates